What if your insurer doesn’t have your name on the bill?
If you’re a family with children, you may be able to get the same kind of relief as someone else by going online to look for an insurer.
You can also ask your state insurance commissioner to make it easier for you to get a claim through the website of a different company, but that’s not as easy as going through the insurance office.
Here are some of the most common reasons that insurers don’t have a name on your bill:Income-based premium increases:In some states, like California and Texas, premiums will increase by at least $1,000 for an individual or $2,000 if they’re married and filing jointly.
In New York, a family of four with a combined income of $50,000 will pay an extra $5,400, according to the New York State Insurance Department.
If you have a high deductible, your insurer might not offer the full amount for your claim, according the department.
Other states are more generous in their premium increases.
In the Washington, D.C., area, the maximum increase is $4,000, with a maximum $3,500 for a family.
In California, it’s $1.50, $1 per $100 for single adults and $2 per $150 for couples.
In New York City, premiums increase at a slower pace, with the maximum annual increase for families at $2.50.
The average family premium in New York was $1.,569 in 2016.
The federal government is subsidizing the cost of health insurance for millions of Americans, and it’s paying a portion of that through the cost-sharing reduction subsidies.
If your premium is being subsidized by the federal government, you’re entitled to some relief from paying a premium increase.
The maximum amount that you’ll receive is capped at the full cost of your premiums.
The subsidies don’t apply to private insurance plans.
If that’s what you’re interested in, you can apply to the federal exchange for a discount on your premium.